Access to working capital can be difficult, which is why we try and make the process as easy as possible. When you're in a pinch and need working capital fast, our merchant cash advance can quickly provide you with funding for any sudden expenses you may encounter. How quickly? You can get a decision in 60 seconds and receive the funds in just a few days.
A merchant cash advance is a business cash advance that provides you with working capital by purchasing a set amount of your future credit/debit card sales. Instead of making fixed monthly payments, we work with our natural cash flow and automatically deduct a small percentage from your credit/debit card sales until the advance is repaid in full. This gives you the flexibility to make smaller payments when cash flow slows down.
If your business processes little to no credit card sales, then our business loan may be the perfect solution. Just because you don't process credit cards doesn't mean you should be excluded from receiving funding, and our non-traditional loan is designed to make funding accessible to a wide-range of businesses just like yours.
Funding with our business loan is based on your gross sales and minimum daily bank balances—not on credit card sales—and once approved you are able to get the working capital you need to continue to grow your business.