About the Company

Welcome to Secure Payment Systems ("SPS"), a unique information services company that specializes in the needs of small and midsize retailers and service providers. Founded in 1996, San Diego based Secure Payment Systems provides payment processing solutions to over 10,000 retail, wholesale, and corporate endpoints across North America.

SPS facilitates the transfer of value by providing businesses with a full range of transaction processing, reporting, and risk management tools so they may quickly and confidently accept payments, pay vendors, or transfer funds at the POS or on the WEB. These solutions include but are not limited to custom "closed loop" gift and rewards card programs driven by proprietary processing solutions as well as:

Advantage ACH - A host based ACH origination and database verification platform focused on the short-term lending industry offered by Advantage Payment Systems ("APS") a wholly owned subsidiary of SPS
EZPAYAdvantage - A deferred payment program allowing consumers to stretch retail purchases up to 12 months
achXpress - A host and WEB-based platform for automated origination of recurring & one-time ACH debits and credits
expresscheck21 - A host and WEB-based platform for electronic remote check imaging & deposit
mx21 - A smartphone based solution for remote check imaging & deposit

Secure Payment Systems is helping business change the way it operates - implementing enhanced fraud detection algorithms, focusing on new customer marketing strategies, maximizing untapped opportunity, protecting profits and increasing revenue and market share. The end result is a window of opportunity that opens up new sales and profits for your business.