Independent Sales Organizations

Welcome to the new Secure Payment Systems Web Site. Please note that prior to logging in you will need to contact SPS Customer Service to obtain your User ID and Password. Once logged in you will be able to view summary report data pertaining to merchant locations signed directly under your ISO sales number. Reports will be added weekly according to priority as we continue to update and enhance the online reporting capability.

 

Independent Sales Agent News

| ISO News Archive |

Frequently Asked Questions

What is Same Day ACH?

Late in 2016 NACHA implemented new operating rules for its' member banks to install a process for receiving banks (RDFI's) to not delay (until later that night) posting of credits (beginning Sept 2016) and debits (beginning Sept 2017) for transactions that they receive from originating banks (ODFI's) prior to 2 pm EST where such file is designated as a "Same Day" file. Currently, debits and credits are typically transmitted in the evening by 6 pm PST so this new Same Day ACH process greatly speeds up posting of items at the receiver's bank.

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Secure Payment Systems (“SPS”) today announced the acquisition of Houston-based EZCheck LLC. a leading national provider of electronic check approval, check conversion, and ACH processing services.

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Introducing EZPAY SOLD!

January 19, 2015

EZPAY SOLD!

In the tradition of creating market leading products such as EZPAY Advantage, our highly successful deferred payment program which enables merchants to offer their customers competitive financing options over 3, 6, and 12 month payment terms, and with our goal of continuing to refine and enhance our product offering, we are pleased to announce the immediate release of EZPAY SOLD! a "Secure On-Line Device" that is a tablet* based application using the Android™ operating system to quickly and easily authorize and process EZPAY Advantage transactions.



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EZPAY Advantage is a Success

November 1, 2014

EZPAY Advantage

Thanks to all of you! It is proven that Merchants Need Consumer Finance Options. You Need EZPAY Advantage.



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EZPAY Advantage

Since introducing our revolutionary Advance Funding 3, 6 and 12 month Consumer Finance program now entitled EZPAY Advantage we are pleased to report that through your efforts we have boarded thousands of EZPAY locations coast-to-coast crossing a broad spectrum of retail and service related industry types! As a result we would like to extend a big "Thank You" to our sales agents and partners for propelling this program forward in such a meaningful way!



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EZPAY Advantage

We are pleased to announce a new online EZPAY Advantage payment calculator making it easier than ever for EZPAY merchants to calculate the correct monetary data necessary for each transaction to effectively meet the needs of their customers and continue to generate more profits at the point of sale.



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EZPAY Advantage

That is correct! Effective immediately the SPS website reflects the transition from Payday Express Plus to EZPAY  Advantage in all areas including a new contract which simplifies the process by combining three contracts into only one!



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EZPAY Advantage

Effective immediately Secure Payment Systems ("SPS") is excited to announce the rebranding of its highly successful "Payday Express Plus" 3, 6, 12 month customer financing initiative!

So as to avoid confusion with the "payday" loan industry and any inference that our service is in any way related to a payday loan (which of course is patently untrue) we have renamed our service " EZPAY Advantage " and will shortly be changing our website and all related sales material, merchant contract addendums, consumer security agreement, fee verification forms, and program accessories to reflect the new look and colors of the branding change.



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At long last SPS has signed a preferred partnership agreement with NADA!

Don't delay. We are officially rolling out our PAYDAY "EXPRESS PLUS" 3 / 6 / 12 month financing programs to ALL NADA member Aamco franchise dealers. they are waiting for you to contact them!



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On July 29, 2011, the U.S. Department of the Treasury's Financial Crimes Enforcement Network (FinCEN) issued new anti-money laundering rules that in a very extreme instance may likely affect your merchants. These rules govern "prepaid access" and are designed to regulate the use of prepaid products (including "retail" closed-loop gift cards) so as to prevent money-laundering activities.

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TWO NEW OFF THE CHART FEATURES ARE OFFICIALLY ADDED TO THE ALREADY WILDLY POPULAR PAYDAY EXPRESS PLUS "90 Days Same as Cash" PROGRAM. EXPRESS PLUS NOW ALSO INCLUDES 6 and 12 Month Same as Cash options!

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| Mobile Messaging Page

We integrated our traditional gift and loyalty processing with the mobile text messaging expertise of Street Savings. Now, you can offer this innovative, easy-to-use, and affordable mobile marketing solution to every type of business.

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Effective immediately, a merchant can now perform a "pre-authorization" which will enable the merchant to obtain a guarantee in advance of potential add-on charges when the final transaction amount is unknown.

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| Press Release

Secure Payment Systems (SPS), a national leader of value added payment services and transaction processing is pleased to announce integration into Giftango's proprietary eGift card solutions.

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Secure Payment Systems is pleased to announce that, effective immediately, we have added ACH Processing (one time and recurring debits or credits) as well as Electronic Check Conversion (with scanner or imager) alongside our previously certified Gift Card Processing and traditional "paper-based" check guarantee services to the suite of eProcessing Network software solutions.

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