MERCHANTS CAN NOW USE THE APPLE iPHONE TO ACCEPT, IMAGE, AND DEPOSIT CUSTOMER CHECK PAYMENTS ...

... AND SPS GUARANTEE'S THE TRANSACTIONS REAL-TIME!

AS SIMPLE AS A CLICK OF A CAMERA BUTTON ON THE iPHONE!

With SPS' new "MobileXpress21™" payment solution, powered by Mitek Systems proprietary smartphone check imaging technology, SPS has created the only real time, "guaranteed funds" remote deposit solution available on a smartphone!

• Transactions are captured and transmitted via secure Check21 technology!
• Funds are electronically settled in two business days!
• No expensive wireless POS devices, cabling issues, or bulky scanners!
• At the merchant's option checks are GUARANTEED ... Real-Time!

MobileXpress21™ is the culmination of a SPS - Mitek technology integration initiated earlier this year that unites the capabilities of SPS' electronic transaction processing, Check 21 image-capture, and guarantee solutions with Mobile Deposit®. This service positions merchants with a breakthrough in convenience, accuracy, and security for guaranteed funding of mobile remote check deposits. Already certified on the Apple Store for the iPhone, MobileXpress21™ can be downloaded by participating merchants for an easy-to-implement processing solution.

A smartphone equipped with MobileXpress21™ provides for easy data prompting, entry, and image scanning of checks. Transaction data and check images are captured remotely and securely, and transmitted real time to SPS servers for immediate translation and transaction processing. Approvals are transmitted near instantaneously back to the smartphone, letting the user know of the guarantee and safety of the remote check-acceptance solution. Moreover, settlement funding is performed in one or two business days, emulating the existing electronic check conversion process.

WHO IS THIS SERVICE FOR?

• It is for any business that would like to accept customer check payments remotely (or already does so), have them instantly guaranteed (if desired, but not required), and not have to invest in expensive and bulky wireless point of sale terminals and check scanners!
• It is for any business that may accept only a few checks each day in their physical retail location, and not have to purchase or lease an expensive check imager!
• It is for any merchant that wishes to have funds deposited QUICKLY AND ELECTRONICALLY and not have to worry about the risk/safety of accepting checks written remotely, or messengers or drivers losing paper checks or not capturing all the required check writer's information ... regardless if accepting business checks or personal checks!

That's right! Remote electronic conversion using the latest Check21 technology! All on a single smartphone ... with guaranteed payment! At the check writer's location ... fast ... easy ... convenient ... safe ... secure!

WHERE IS IT AVAILABLE?

This innovative solution is only available through and provided by Secure Payment Systems (SPS), a national provider and third party processor of electronic check conversion, check guarantee (payroll and otherwise), electronic funds transfers, check imaging, and gift / rewards card processing solutions in the U.S. and Canada!

If you are a merchant accepting checks in the normal course of business, please feel free to inquire at sales@securepaymentsystems.com by providing your name, phone number, fax number, and business information. SPS will provide all interested clients with a local reseller where available.

MobileXpress21™ Sample Screens

Portions of MobileXpress21™ software © 2008-2010 by Mitek Systems, Inc. All rights reserved.